Left unchecked, your mortgage repayment will become larger than it 
should be. 

We have a solution to permanently fix your mortgage that is quick, easy and saves your hard earned money.
Our signature framework

On average, reduces our clients mortgage by 6 years and 
10 months, saving them $122,215.06 in interest along the way*. 
Our online application process is user friendly and makes implementation of 
the framework simple and easy to understand.  

We know you lead a busy life so we do all the work for you (for free) while you 
get on with the day to day grind.
We have helped hundreds of Australian families take 
control of their finances allowing them to pay off their 
mortgage the smarter not harder way. 
To learn more watch our case study video where we show you how we do it. 
"The Secret of Getting the Best Results for Your Small Business Is Joining the Inner Circle."
Russell Brunson

Meet John Kennedy, the director of TIDE financial and the creator of 
the LIFE LEVERAGE framework. 

John has been in the finance industry for over 20 years holding senior positions in both Private and Commercial banking for a number of Australia's leading banks. 

However, in 2017 John turned his back on his corporate career and decided to launch his own brokerage. 

He hasn't looked back. 

It turns out there is a huge demand for a broker that looks way beyond the cheapest rate and has a proven framework to help you take control of your debt and provide the life you want for yourself and your family.  

Life Leverage is our signature framework that focuses on three vitally important areas of your financial life. 





The majority of mortgage holders have little to no idea where all their hard earned cash goes each month.
Life Leverage will give you clarity around this and stop you living from month to month. 


For most people, their biggest expense is their mortgage so becoming mortgage free as soon as possible should be your # 1 goal. 
On average Life Leverage sets TIDE financial's client's up to slash 6 years and 10 months off their mortgage and save $122,215.06 in interest along the way. 

All this without changing what they are paying their bank each month right now.

We use this as a base to really dial it up and set you on a path to financial freedom.


Becoming debt free in your 40's rather than your 50's or even 60's would open up a whole new world of possibilities for yourself and your family. 

Imagine a life where you didn't have a mortgage repayment hanging over your head each and every month.
If you'd like to learn more about the Life Leverage framework, watch our case study video where we show you how we do it.
What are people saying about John & the  
Life Leverage framework?


"When we finished our house renovations money was tight and the mortgage was big. 

My husband was really stressed about it and didn’t want to book holidays or anything just in case. 

One conversation with John and we were on the path to better living. 

He organised not only extra finance but a lower interest rate - in record time with no effort required from us whatsoever. 

I can’t recommend him enough." 


John guided me at every step and actually made things easy which from my previous experiences with other brokers was never the case. 

The amount of money back in my pocket, not my banks, is amazing. 

Thanks for all your help John."

Lee Roy 

"John was fantastic throughout the process, no stress and very prompt.

I would recommend to anyone who wants to look into saving money on their home loan.

Life Leverage works!"


Watch the case study video where we show you how Life Leverage works. 


Book yourself in for a FREE 15 minute strategy session call where we'll show you exactly how much better off you'll be with Life Leverage.


Using our streamlined online process, we'll implement the Life Leverage Framework for you while you get on with life. 
To find out exactly how much better off you'll be with Life Leverage book yourself in for a FREE 15 minute strategy call where we'll show you exactly how much better off you'll be. 

On average, Life Leverage sets our clients up to become mortgage free 
6 years and 10 months earlier and save $122,215.06 in the process.
© Copyright 2018  - All Rights Reserved, 
TIDE financial Pty Ltd
TIDE financial Pty Ltd & John Kennedy are authorised credit representatives (503360 & 503361) of Mortgage Australia Group Pty Ltd and Members of the Finance Brokers Association of Australia (FBAA) 

*This is an average taken from a random the results gained from all clients during a specified time period. Individual results may vary. 
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